Self Directed IRA & 401k Accounts

Are You Really in Control of Your Individual Retirement Account (IRA) or 401K Plan?

If you think so, then I challenge you to ask your plan administrator if you can invest your own money in any of the following:

• Real estate foreclosures,

• Tax lien certificates,

• Mortgage notes,

• Trust deeds,

• Limited liability companies,

• Private placements,

• Partnerships,

• Judgments,

• Lease options,

• Structured settlements,

• Equipment leasing,

• Mobile homes,

• Fractional interests, and

• Small businesses.

What kind of response will you likely receive?

The answer will be "no." They may even tell you that it is illegal or against government regulations to invest in anything that is not tightly regulated by the U.S. government.

Most brokers do not offer any investments beyond mutual funds, stocks, bonds and public securities.

Why? The main reason is they make no commission off of these type of investments.

What about attorneys or accountants?

Most have not heard of self-directed IRA or 401k accounts.

This presents a dilemma for new investors who want to take the advice of a professional; however, often times the professional happens to be uniformed.

How can you take control of your own retirement account and invest in secure, high yielding non-traditional investments?

The answer is to become educated on what you can do when you truly self directed your retirement account.

About two years ago, I found out about self directed IRAs and it opened a new realm of possibilities, like investing in membership units of limited liability companies that in turn invest in real estate.

Real Life Example:

I like to practice what I preach, so I setup a self-directed IRA, which I rolled over from a previous employers 401k account. When the time came I used the money to become a member of an LLC with its sole operation to buy small apartment building overlooking the Mediterranean, near vineyards and art galleries and close to the upcoming bullet train scheduled to connect Barcelona to southern France. Not only that, but about half of our members used their IRA accounts for the investment.

What else is possible?

Imagine finding out about a type of investment that is secured by real estate, sold through a government process and the returns are well above the historical stock market averages.

The type of investment I am talking about is called tax liens and tax deeds. By using your check-book controlled IRA or 401k, you can secure these type of returns without having to worry about the CEO or CFO being indicted and your stock collapsing in value. An all to common scenario that is completely out of your control.

Actually, the type of investments that you can take part in is quite extensive and rather than listing what you can invest in using your IRA or 401k plan, the government has a small list of investments that it won't allow.

For example, using an IRA you are not allowed to invest in collectibles or insurance contracts. For a complete list, review this link:

There are also rules governing certain individuals who you can not invest with, sell to, lease to, etc. These individuals are generally you, your beneficiaries and close relatives.

The rules sound more complicated than they really are. That is where a good custodian or trustee come into play. These are the companies that are licensed and governed by the government to hold your account. For a complete listing of these companies, visit this link: IRA Trustees and Custodians.

So you might be asking yourself if normal people are doing this or is this just some theoretical, "you could do this" stuff that no one will ever do?

The answer is a resounding NO!

This is real and thousands of people are taking advantage of using their own money to the fullest extent

Real Life Example:

Kevin W. used the concepts and my personal coaching support to setup a self-directed IRA along with an LLC. I put him in touch with a qualified foreclosure specialist and he purchased a four-plex unit along with two renters in place and minimal fixup. He is living proof that IRA money can be used to purchase real estate cash flow properties. He is not stopping there and has already purchased two additional multi-family units in only a few months. Kevin is not a professional investor and has a full-time career and family. If he can do it, then you can too.

All of this is great, but how can you get started?

First, you can do all of it yourself. You do not need my help or anyone else's help.

That's right...you can do it yourself. This website was designed to help you and others do it yourself.

Here are my step by step instructions:

1. Decide how you will fund your account. You can either setup a new account and deposit the IRA contribution limit or you can decide to rollover an existing IRA, 401k or other qualified retirement plan. You do not have to rollover all of your existing IRA or retirement account. For example, you may want to experiment with this method by moving a portion of your retirement into a self-directed plan.

2. Decide on an IRA trustee. This is an important one, because not all IRA trustees are created equal. As an alternative you can use an IRA facilitator. This is a company that helps you fill out paperwork and setup your account for a fee. Remember, you can do this yourself if you prefer.

3. Decide on the type of account that will work best for your needs. An example would be a Roth IRA, traditional IRA, solo 401k or others.

4. Decide if you will need checkbook control. You may not need checkbook control if you are only making a few purchases that are not time sensitive. If you will be buying many properties, liens, notes or foreclosures, then checkbook control through a limited liability company may be a good idea.

5. Decide on the type of investments you will be purchasing and why. Make sure you understand your financial goals and how this fits in with your retirement plan.

6. Manage your account and investments. One key thing to remember is to maintain some monies in your account to pay for property taxes, unexpected fees or repairs, etc. In your retirement account you cannot mix your personal monies with your IRA monies.

7. Keep doing more of the same and watch your account grow.

What if you feel like you need more help?

I have created a "Do it Yourself IRA Kit." In this kit, you will get the following:

• a comprehensive list of the trustees and their fees (hint, I will include the trustee that I prefer and why),
• a description of the IRA and 401k plans along with a decision tree that will help you decide which plan is best for you,
• a teleseminar on CD and in MP3 format that I recently conducted on the topic of self-directed IRAs,
• phone and email support and coaching for one year!
• a description of the most creative, high-yielding investments that you can purchase through your IRA,
• a certificate equal to the price of this kit - you can use your certificate to purchase certain investments through our affiliated companies, making the cost of this kit FREE.

Bonus Gift #1

The Rogue Real Estate Investor Collection - the most comprehensive Tax Lien, Foreclosure and Tax Deed Investing course you will find.

Now you have an investment vehicle to use with your IRA.

Tax liens are truly undiscovered even now. If you ask most anyone about tax liens they will look at you with a blank stare. Even your accountant or attorney may not be familar with this type of investment.

The collection of property taxes is a huge priority for counties, cities and even states. To make sure they can run their government, provide police, parks, firestations, roads, traffic lights, etc., they must collect millions of dollars of taxes.

Although paying taxes is painful, it can be even worse if you don't.

In the United States, if you fail to pay your property taxes, the local government can put a lien on your property. A lien is a debt and it MUST BE PAID. If you don't pay, you could loose your house.

To make sure this happens, counties/cities set up a deadline for paying and after that you pay fees and penalties. This is where you come in as an investor.

YOU can buy the debt and earn the interest. You can earn interest rates ranging from 8% to 36% per year and in some states it's a flat penalty of 20% to 25%.

In tax lien investing their are two outcomes:

1. You earn interest on your investment.

2. You take over ownership of the property.

When you purchase using a self-directed IRA, 401k plan or qualified retirement account you can not only earn the interest or capital gain, but it could be tax deferred or tax free.

Rogue Real Estate Investor Collection gives you the information for all 50 states, as well as providing you with hands on support and a practical online course.

This course normally sells for $297 on its own. You get the course for no additional cost.

So how much would you pay for a comprehensive IRA kit that includes everything you need to know about setting up and maintaining your self-directed retirement plan plus the Rogue Real Estate Investor Collection Tax Lien package?

Other companies are charging $2,000 or more for this information and support. Almost no one has a do-it-yourself kit that allows you to save money. Most companies have attornies standing by ready to charge $150 to $300 per hour - ouch. I know attornies are necessary, but please I don't want all of my investment returns to end up in legal land.

Bonus Gift #2

1-Hour Personal Mentoring Phone Call

As part of your Do-it-yourself IRA kit, you will also receive a one-hour personal mentoring phone call with me. I have setup IRAs and helped many others do the same. Now is your chance to get guidance from an unbiased coach. I am standing by ready to help you. After you order, simply call my office (913-381-4520) or send an email to info@selfdirectediraaccounts.com and set up a time to speak with me.

Bonus Gift #3

The Rogue Investor LLC Business Kit

Step by step you can easily setup a business LLC, obtain a company tax I.D. number and setup a bank account. I have done it several times and I will help you if you have any questions.

Look, you can hire this out and pay an IRA facilitator, attorney or business creation company about $2500 to $5000 or you can do it yourself. 

If you are hands off and want the support of professionals, then by all means

Why not save about $2000 and invest it? 

So how much does this IRA/LLC/Mentoring/Tax Lien Investing Package cost?

I have priced this kit and phone and email support at only $497. 

No promos, no gimmicks.

Click here to order your IRA Kit securely

I will even show you how to buy one of the safest and highest yielding investments - Tax Lien Certificates. With interest rates ranging from 8% to 36%, backed by real estate and controlled by a regulated process, it's hard to imagine that only about 5% of the U.S. population has even heard of tax liens and less than 1% have ever invested.

But don't wait until the last second to order, you are missing out on many creative possibilities with your retirement income. You could buy tax liens, partnerships, businesses, issues loans with interest and many other investments allowed by law.

If you are ready to order, I will also make this promise of not hassling you for other offers.

Please choose one of the following ordering methods:

(1) Mind Like Water secure server (Recommended) - To order and start your new real estate investing career, click on the Start Your Success Here button.

 

(2) Order by phone - Unlike most companies, we welcome phone orders, so if you have any questions about the product or purchasing the product, please call (913) 381-4520 during our office hours: Monday through Friday, 9:00 AM to 5:00 PM U.S. Central Time.

 

(3) Order by PayPal - You can now order securely using PayPal. Just click on the PayPal button:

(4) Order by Mail - Please send a check or money order made out to Mind Like Water, Inc. Be sure to include your name, address, email address and phone number. Remember, we do not lease or sell your contact information. Privacy is important to us. The address to mail your check or money order is:

Mind Like Water, Inc.
5427 Johnson Drive #106
Mission, Kansas 66205
913-381-4520

Here's to a prosperous retirement,

Michael Williams

P.S. You have a chance to take advantage of your retirement account. Call us today and get started 1-913-381-4520. I will personally work with you until you are comfortable.