Self Directed IRA Accounts

Are You Really in Control of Your Individual Retirement Account (IRA) or 401K Plan?

If you think so, then I challenge you to ask your plan administrator if you can invest your own money in any of the following:

• Real estate foreclosures,

• Tax lien certificates,

• Mortgage notes,

• Trust deeds,

• Limited liability companies,

• Private placements,

• Partnerships,

• Judgments,

• Lease options,

• Structured settlements,

• Equipment leasing,

• Mobile homes,

• Fractional interests, and

• Small businesses.

What kind of response will you likely receive?

The answer will be "no." They may even tell you that it is illegal or against government regulations to invest in anything that is not tightly regulated by the U.S. government.

Most brokers do not offer any investments beyond mutual funds, stocks, bonds and public securities.

Why? The main reason is they make no commission off of these type of investments.

What about attorneys or accountants?

Most have not heard of self-directed IRA or 401k accounts.

This presents a dilemma for new investors who want to take the advice of a professional; however, often times the professional happens to be uniformed.

How can you take control of your own retirement account and invest in secure, high yielding non-traditional investments?

The answer is to become educated on what you can do when you truly self directed your retirement account.

About two years ago, I found out about self directed IRAs and it opened a new realm of possibilities, like investing in membership units of limited liability companies that in tern invest in real estate.

In fact, one of my recent IRA investments has appreciated in value more than 30% in one year. In addition, by investing overseas I was able to diversify into a stronger currency (the Euro).

Now, I am even buying ocean front land using my retirement account because it is not often that you hear of beach front or ocean view property losing much in value. On the contrary, this type of land holds its value extremely well, even during the toughest real estate markets.

What else is possible?

Imagine finding out about a type of investment that is secured by real estate, sold through a government process and the returns are well above the historical stock market averages.

The type of investment I am talking about is called tax liens and tax deeds. By using your check-book controlled IRA or 401k, you can secure these type of returns without having to worry about the CEO or CFO being indicted and your stock collapsing in value. An all to common scenario that is completely out of your control.

Actually, the type of investments that you can take part in is quite extensive and rather than listing what you can invest in using your IRA or 401k plan, the government has a small list of investments that it won't allow.

For example, using an IRA you are not allowed to invest in collectibles or insurance contracts. For a complete list, review this link: prohibited transactions.

There are also rules governing certain individuals who you can not invest with, sell to, lease to, etc. These individuals are generally you, your beneficiaries and close relatives.

The rules sound more complicated than they really are. That is where a good custodian or trustee come into play. These are the companies that are licensed and governed by the government to hold your account. For a complete listing of these companies, visit this link: IRA Trustees and Custodians.

So you might be asking yourself if normal people are doing this or is this just some theoretical, "you could do this" stuff that no one will ever do?

The answer is a resounding NO!

This is real and thousands of people are taking advantage of using their own money to the fullest extent.

I setup my self-directed IRA account with checkbook control so I could buy properties for myself and my kids. I first bought some property in France, then in the Dominican Republic. So far I am happy with the results.

Vicki S., New Jersey

I used my IRA money to purchase a foreclosed house in Kansas City, Missouri. The cost to purchase was only $14,000 and I will put another $3,500 into the property. Amazingly, I already have a renter for $500 per month and he is a handy man so he will take care of most repairs. I could not have done this without having access to my IRA money.

Angelia B., Kansas City

All of this is great, but how can you get started?

First, you can do all of it yourself. You do not need my help or anyone else's help.

That's right...you can do it yourself. This website was designed to help you and others do it yourself.

Here are my step by step instructions:

1. Decide how you will fund your account. You can either setup a new account and deposit the IRA contribution limit or you can decide to rollover an existing IRA, 401k or other qualified retirement plan. You do not have to rollover all of your existing IRA or retirement account. For example, you may want to experiment with this method by moving a portion of your retirement into a self-directed plan.

2. Decide on an IRA trustee. This is an important one, because not all IRA trustees are created equal. As an alternative you can use an IRA facilitator. This is a company that helps you fill out paperwork and setup your account for a fee. Remember, you can do this yourself if you prefer.

3. Decide on the type of account that will work best for your needs. An example would be a Roth IRA, traditional IRA, solo 401k or others.

4. Decide if you will need checkbook control. You may not need checkbook control if you are only making a few purchases that are not time sensitive. If you will be buying many properties, liens, notes or foreclosures, then checkbook control through a limited liability company may be a good idea.

5. Decide on the type of investments you will be purchasing and why. Make sure you understand your financial goals and how this fits in with your retirement plan.

6. Manage your account and investments. One key thing to remember is to maintain some monies in your account to pay for property taxes, unexpected fees or repairs, etc. In your retirement account you cannot mix your personal monies with your IRA monies.

7. Keep doing more of the same and watch your account grow.

What if you feel like you need more help?

I have created a "Do it Yourself IRA Kit." In this kit, you will get the following:

• a comprehensive list of the trustees and their fees (hint, I will include the trustee that I prefer and why),
• a description of the IRA and 401k plans along with a decision tree that will help you decide which plan is best for you,
• a teleseminar on CD and in MP3 format that I recently conducted on the topic of self-directed IRAs,
• phone and email support for one year!
• a description of the most creative, high-yielding investments that you can purchase through your IRA,
• a certificate equal to the price of this kit - you can use your certificate to purchase certain investments through our affiliated companies, making the cost of this kit FREE.
• a companion notebook called the "Do it Yourself Nevada LLC Kit ($297 value)."

Bonus Gift (if purchased before January 6, 2008)

The Rogue Real Estate Investor Collection - Platinum Edition - the most comprehensive Tax Lien and Tax Deed Investing course you will find.

This course normally sells for $497

For more information, visit Rogue Tax Lien Investor

So how much would you pay for a comprehensive kit that includes everything you need to know about setting up and maintaining your self-directed retirement plan?

Other companies are charging $5,000 for this information and support.

I have priced this kit along with the bonus gifts and phone and email support at only $997 until January 6, 2008.

Why not do it yourself, save the $4,000 and invest it?

If you are ready to order, I will also make this promise of not hassling you for 7 other up sells, side sells, cross sells, etc.

No Hassle Guarantee.

When you order, you will not be hit up for any other offers, period!

Secure Ordering Process
(Visa, Mastercard, American Express, PayPal,checks or money orders accepted)

All of our online transactions are handled through Mind Like Water, Inc. and are guaranteed to be safe through the online company called Thawte, a division of Verisign.   

Please choose one of the following ordering methods:

(1) Mind Like Water secure server (Recommended) - To order and start your new real estate investing career, click on the Start Your Success Here button.

(2) Order by phone - Unlike most companies, we welcome phone orders, so if you have any questions about the product or purchasing the product, please call (913) 381-4520 during our office hours: Monday through Friday, 9:00 AM to 5:00 PM U.S. Central Time.

(3) Order by PayPal - You can now order securely using PayPal. Just click on the PayPal button:
 

(4) Order by Mail - Please send a check or money order made out to Mind Like Water, Inc. Be sure to include your name, address, email address and phone number. Remember, we do not lease or sell your contact information. Privacy is important to us. The address to mail your check or money order is:

Mind Like Water, Inc.
7419 Metcalf Ave. #321
Overland Park, KS 66204

Here's to a prosperous retirement,

Michael Williams

P.S. Don't forget to use your $997 certificate to purchase any one of the following:

1. Ocean-view Caribbean building lots that are appreciating at over 20% per year.

2. Condos on the Mediterranean in France

3. Tax deeds on the Lake of Ozarks, Missouri.

Real Estate in an IRA?

Beachfront Caribbean Property for sale. Use your IRA and no deposit or payment is due for 30 days.

Learn how you can earn 18% to 240% per year investing in tax foreclosed properties and tax lien certificates using your self directed IRA. For more information, visit Rogue Investor.